Why getting your house before your wedding is a brilliant idea.
You’re engaged! Fantastic! Now it’s saving for the wedding! So many bills to look forward to. Now someone suggests to buy a house first?...
Just married? Kids first or house first?
Congrats! You’re married!! Big commitment, now, you’ve had the wedding and for that you’ve spend all or most of your savings. Next stop:...
Get into a home with only $3000? Really?
Can you actually get into home by not putting down more then $3000? What’s the catch? This marketing slogan is usually phrased like “get...
Need a mortgage? Why going to one bank - even your bank - is not the solution.
Often people think ‘their’ bank will lend them more or will give them a good deal solely because they’ve banked with them in the past....
What determines your budget for a house and land package?
There are three things that determine your budget: Your income, debts, family situation etc: which determine your borrowing capacity....
How mum and dad can help you get a house without putting a cent down.
Guarantor - how does it work? Ok, so you’ve heard the word guarantor, but how does it work and how does it help you into your first home?...
Why adding in a lot of extra's to the house you want to build is not advisable
So the bank told you you can borrow $450000 and you’ve got exactly the 10% deposit ($50000) you need for the Package you want to put...
Land: 10 reasons why it's not as easy as size & price
Who needs a house and land consultant? Just give me a price lists and the size of the house and I figure out myself which block works for...
What determines how much I can borrow?
When you go to a broker or a bank, they ask you all these questions about everything. Why do they want to know how old your kids are?...
Finance: low deposit versus normal deposit - is there a catch?
Your grandpa and uncle tell you you need to save $30000 for a deposit, the ads say you need only $3000… No wonder you are confused! If...
