What determines your budget for a house and land package?
There are three things that determine your budget: Your income, debts, family situation etc: which determine your borrowing capacity....
How mum and dad can help you get a house without putting a cent down.
Guarantor - how does it work? Ok, so you’ve heard the word guarantor, but how does it work and how does it help you into your first home?...
What determines how much I can borrow?
When you go to a broker or a bank, they ask you all these questions about everything. Why do they want to know how old your kids are?...
