Why getting your house before your wedding is a brilliant idea.
You’re engaged! Fantastic! Now it’s saving for the wedding! So many bills to look forward to. Now someone suggests to buy a house first?...
Just married? Kids first or house first?
Congrats! You’re married!! Big commitment, now, you’ve had the wedding and for that you’ve spend all or most of your savings. Next stop:...
Do you need to get credit to get a good credit score? Nonsense.
There is still a myth out there that you need to apply for a loan or a credit card so you get a ‘good credit file’. If you never apply...
Get into a home with only $3000? Really?
Can you actually get into home by not putting down more then $3000? What’s the catch? This marketing slogan is usually phrased like “get...
Need a mortgage? Why going to one bank - even your bank - is not the solution.
Often people think ‘their’ bank will lend them more or will give them a good deal solely because they’ve banked with them in the past....
What determines your budget for a house and land package?
There are three things that determine your budget: Your income, debts, family situation etc: which determine your borrowing capacity....
Build a property to live in or build an investment property?
You’ve heard about people creating wealth through investment properties and you understand the principle: get a property, have it grow in...
How mum and dad can help you get a house without putting a cent down.
Guarantor - how does it work? Ok, so you’ve heard the word guarantor, but how does it work and how does it help you into your first home?...
New Bushfire Attack Regulations
ANOTHER YEAR, ANOTHER REGULATION For those unfamiliar with Bushfire Attack Levels- it’s basically a rating/score given to bushfire prone...
Lenders Mortgage Insurance; good, bad or just the cost of doing business?
You’ve heard of this devilish thing called LMI, but what is it and should you avoid it at all cost? When you borrow money from a bank for...
